Permit Guides

Do You Need a Permit to Finish a Basement in Denver?

Yes — finishing a basement in Denver requires permits. This is one of the most common permit questions Denver homeowners ask, and one of the most important to get right. Unpermitted basement finishes are a significant liability at resale.

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Key Takeaways

  • 1
    Finishing a basement in Denver requires building, electrical, and often plumbing permits
  • 2
    Bedrooms require egress windows meeting specific size requirements
  • 3
    Total permit costs typically run $500–$1,500
  • 4
    Your contractor should pull all permits
  • 5
    Unpermitted basement finishes are a major liability at resale

What Permits Are Required to Finish a Basement

Building permit: Required for all basement finishing work — framing, insulation, general construction. Electrical permit: Required for any new circuits, outlets, or lighting. Plumbing permit: Required if adding a bathroom, wet bar, or any new plumbing. Mechanical permit: Required if adding or modifying HVAC or extending ductwork.

All permits are pulled through Denver CPD. Your general contractor should handle all applications.

Denver Basement Finishing Requirements

Ceiling height: Minimum 7 feet for habitable space. Egress windows: Any basement bedroom requires an egress window (minimum 5.7 sq ft opening, 24" height, 20" width, 44" max sill height). Smoke and CO detectors required in all sleeping areas. Denver's climate requires specific R-values for basement walls and floors.

Basement Permit Costs in Denver

Building permit: $300–$800. Electrical permit: $150–$300. Plumbing permit: $100–$250. Mechanical permit: $100–$200. Total permit costs typically run $500–$1,500 for a full basement finish.

Risks of Unpermitted Basement Finishes

Resale liability: Unpermitted work must be disclosed — buyers may demand remediation or walk away. Insurance may not cover damage in unpermitted spaces. Retroactive permits require opening walls for inspection and cost significantly more than doing it right the first time.

Frequently Asked Questions

How long does it take to get a basement finishing permit in Denver?

Simple projects may be approved same-day online. Projects requiring plan review take 2–6 weeks.

Can I finish my own basement in Denver without a contractor?

Yes, as a homeowner you can pull your own permits and do the work yourself — but all inspections still apply.

What is an egress window and why is it required?

An egress window provides an emergency exit from a basement bedroom. Denver requires minimum size standards so occupants can escape and firefighters can enter.

How much does it cost to finish a basement in Denver?

A basic finish runs $25–$50/sq ft. A full finish with bathroom and bedroom in a 1,000 sq ft basement typically costs $40,000–$80,000.