Cost Guides

Cost to Replace an HVAC System in Denver (2025 Guide)

Denver's extreme climate — cold winters, hot summers, and high altitude — puts more demand on HVAC systems than most US cities. Knowing what replacement actually costs helps you avoid overpaying and make the right equipment choice.

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Key Takeaways

  • 1
    Full HVAC system replacement in Denver: $7,000–$15,000
  • 2
    Denver altitude requires proper Manual J sizing — never skip this
  • 3
    Xcel Energy rebates can offset $200–$500 of equipment cost
  • 4
    Replace when repair cost exceeds 50% of replacement and system is 10+ years old
  • 5
    Always get 3 written quotes with model numbers specified

Average HVAC Replacement Cost in Denver

Furnace only: $3,500–$8,000 installed. High-efficiency (96% AFUE) units run $5,000–$8,000 but qualify for Xcel Energy rebates.

Central AC only: $3,500–$7,500 installed. A 3-ton unit (typical for 1,500–2,000 sq ft) averages $4,500–$6,000.

Full system (furnace + AC): $7,000–$15,000 installed. Replacing both at once saves on labor and ensures matched equipment performance.

Heat pump system: $8,000–$18,000 installed. Gaining popularity with Colorado's climate incentives.

Denver Altitude Factor

Denver's elevation (5,280 ft) directly affects HVAC sizing. Gas furnaces must be derated for altitude — a 100,000 BTU furnace at sea level produces roughly 80,000 BTU in Denver. A qualified contractor performs a Manual J load calculation to properly size your system. Never accept a quote without a site visit.

Factors That Affect HVAC Cost

System size: each additional ton of AC capacity adds $500–$1,000. Higher efficiency ratings cost more upfront but reduce operating costs. Ductwork repairs add $500–$3,000. Denver requires permits for HVAC replacements ($150–$300).

Xcel Energy Rebates

High-efficiency furnace (96%+ AFUE): up to $300 rebate. Central AC (16+ SEER): up to $200. Heat pump systems: up to $500. Smart thermostat: $75–$100. Always ask your contractor about current Xcel incentives before finalizing equipment selection.

When to Replace vs. Repair

Replace when repair cost exceeds 50% of replacement cost and the system is over 10 years old. Replace AC units over 12–15 years old with R-22 refrigerant (no longer manufactured). Rising energy bills despite maintenance indicate declining efficiency.

Frequently Asked Questions

How long does HVAC replacement take in Denver?

A standard furnace or AC replacement takes 4–8 hours. A full system replacement typically takes 1–2 days.

What HVAC brands are best for Denver homes?

Carrier, Trane, Lennox, and Rheem are all well-supported in Denver with local parts availability.

Do I need a permit for HVAC replacement in Denver?

Yes. Denver requires a permit for HVAC replacements. Your contractor should pull it.

Is a heat pump a good choice for Denver?

Modern cold-climate heat pumps work well in Denver and qualify for significant state and federal incentives. Ask about models rated for temperatures below 0°F.